When to Use an Emergency Bankruptcy Filing
Emergency bankruptcies often stem from people putting off bankruptcy until a bank or creditor action is imminent. Such emergency filings are often the result of a home foreclosure, a vehicle repossession, judgement, eviction, or wage garnishments. With an emergency bankruptcy, an attorney is usually able to start the bankruptcy process immediately.
Although an emergency bankruptcy can produce positive results, it’s best to completely avoid this type of bankruptcy. It’s best to start shopping around for legal services well before your a creditor starts the process to take control of your car or home. But if you’re at the stage of needing an emergency bankruptcy, lecturing about hindsight obviously won’t help you.
To get a non-emergency bankruptcy discharge in court involves a lot of time and effort on the part of an attorney, and even then, the results aren’t always guaranteed to be successful. So with an emergency bankruptcy that same process and end result becomes much more difficult. This isn’t preaching about hindsight now, it’s just letting you know that your desired outcome may be less probable with an emergency bankruptcy filing.
To get an expedited bankruptcy means that you will file for an emergency bankruptcy. To start this process, the client and attorney will need to submit a “skeletal Bankruptcy petition” with the Utah Bankruptcy court clerk to get the process started. The petition basically contains a condensed amount of documentation that is normally submitted when filing for a standard bankruptcy.
We can help you to file an emergency bankruptcy. Contact us to learn more about this option. Just remember that you’ll need to complete a mandatory credit counseling class first. Following is a list of approved credit counseling agencies in Utah.
Call us at (801) 921-6409 to get started today.