Our website provides valuable information for people working to solve financial challenges, however this is not legal advice. Moreover, reading this content will not establish an attorney-client relationship between you and the law firm or any of its attorneys.
At Start Fresh Utah, we understand each situation is unique and often complex requiring a thorough and comprehensive review before charting a best course. The only way the law firm or its attorneys can give you legal advice and provide proper counsel for your specific circumstance is if you to hire the law firm.
We make the process of retaining the law firm simple and straightforward. Retainers can often be sent via fax or email, reviewed by phone and signed electronically. Through the use of the latest technology, we are able to provide expedient service at the convenience of your schedule.
This combination of thorough financial review, efficient use of the latest technologies and competent, caring team, makes for a winning combination.
Ryan E. Simpson
Ryan E. Simpson is the founder of Start Fresh Utah, and he’s also a native of Utah. He’s licensed to practice law in both State and Federal Courts in Utah.
After graduating with a Bachelor of Science in Economics from University of Utah, he went on to obtain his Juris Doctorate from Gonzaga University School of Law. Ryan’s expertise focuses on bankruptcy, asset protection, real estate transactions, construction law, collection law, and estate planning.
When Ryan isn’t working, he enjoys spending time with his wife and four wonderful children who provide him with great joy. When not spending time with his family, he enjoys playing golf and attending University of Utah football games.
Craig Cordial spent several years working in real estate securitization, development and management. Throughout his career, he’s proven himself as a skilled and experienced bank and creditor negotiator.
After graduating from Columbia University, NYC, Craig worked in corporate finance with a Wall Street investment banking firm, where he structured and marketed private securities offerings, risk assessment, investment finance analysis, asset management and due diligence on offerings in real estate, oil and gas, and media.
As a non-attorney, Mr. Cordial offers clients a unique perspective, and he shares an unsurpassed breadth and depth of mortgage regulation expertise, including federal and FHA modification guidelines, escalation and enforcement. Mr. Cordial has worked with state and federal agencies, watch dog groups, and national based corporations to provide clients resolution in mortgage modification disputes. He’s also skilled at enforcing servicer compliance. Craig has directly negotiated and overseen $36 million in mortgage modifications, mortgage assistance and principal forgiveness, while providing clients with genuine lasting financial relief.
Mr. Cordial brings over 20 years of successful strategy experience, and he provides our clients with a fresh approach to their mortgage assistance needs and debt relief solutions.
Todd Simpson is originally from Salt Lake City, Utah, and he’s licensed to practice law in Utah and Arizona in federal and state courts. Mr. Simpson attended BYU Hawaii and received a degree in International Business. After spending several years in Las Vegas managing multi-million dollar construction jobs, he attended Arizona Summit Law School, with a focus on bankruptcy. During law school, he interned with Turner and Simpson and focused on bankruptcy, family law and real estate law.
Mr. Simpson has worked as a title and escrow officer, where he ensured that title to real property was marketable and insurable by his underwriters. Todd combines his extensive project management experience with his legal expertise to provide a realistic approach to helping clients achieve their goals.